Date Archives: April 2019

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April
22

 

Early Mortgage Payoff-Sprague & Curtis Real Estate

It's a question that our real estate agents get asked all the time. When should you pay off your mortgage early, and when shouldn't you? It would seem that if one can pay off debt sooner rather than later, then there's no reason not to do so. But of course, mortgages are a bit more complex, and the answer depends on a variety of factors. 

Your Situation is Unique

The biggest advantage of paying off your mortgage early is saving money on interest costs. Just like any loan, the longer you take to pay off your mortgage, the more you'll end up paying in interest. It's worth noting that a 15-year mortgage comes with a much lower interest rate than the more common 30-year mortgage. 

Still, there are certain situations in which financial experts tend to advise against paying off a mortgage early. For example, if you're locked into a 30-year mortgage at a low interest rate, you can reap greater financial rewards by investing your money elsewhere rather than using it to repay your mortgage.

But for many homeowners, there are financial benefits to paying off your home loan early. And just as importantly, it's not always purely a financial decision. It's also an emotional one. The relief that comes with being free from debt is no small thing. It comes down to what you value the most. 

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April
15

Lobster Rolls-Sprague & Curtis Real Estate

Nothing (and we mean nothing!) beats a fresh, delicious lobster roll made from succulent, flavorful Maine lobster fresh off the boat. You don't have to take our word for it—ask any of our real estate agents, experts all in great Augusta homes and lobster rolls. Here's where to go in Augusta and surrounding areas for this Down East delicacy. 

  1. The Red Barn - 455 Riverside Drive, Augusta
    You drive, and drive, and drive to take in all the great Augusta homes for sale. Finally, hunger overwhelms you, and you pull into The Red Barn. Jackpot! Or, er ... lobster pot.

    Few places compare to lobster rolls from The Red Barn. Choose between 1/4-pound or 1/2-pound of lobster meat on a soft, warm roll. Or, go for the greatness with Crustacean Elation—a foot-long lobster roll! Worth every dollar.

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April
8

Paint to Sell-Sprague & Curtis

Are you looking for cost-effective ways to boost the value of your Augusta home for sale? According to USA TODAY, painting a home's interior produces an average 109 percent return on investment (ROI), and landscaping service LawnStarter cites an average 90 percent ROI on exterior paint jobs.

While painting is a relatively easy upgrade, whether you hire a professional or go the DIY route, you still need a strategy to optimize results. Here are some expert painting tips to make a visual statement buyers won't be able to resist.

  • Stick with the Basics
    You might think that chevron-filled accent wall is the height of style, but not every buyer is going to share your opinion. In addition, many people want to purchase a home that's move-in ready, not one that needs changes right off the bat. Light neutral shades such as ivory, tan and "greige," a hybrid of gray and beige, have timeless appeal.

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April
1

Liberty Bell Replica-Sprague & Curtis

Did you know that Maine has its very own version of the famed Liberty Bell? The city of Augusta is filled with history, and of course, serves as Maine's capital city. The Liberty Bell replica is located on the lawn of Maine's capitol building, which has a long, interesting history of its own.

When Maine became a state, the original Maine State House was located in Portland but was destroyed in a fire. The present State House, located in Augusta, was built in 1832, and after several renovations continues to serve as the State Capitol Building today. The Liberty Bell replica arrived two decades after the building was complete, and our real estate agents have all of the details on the history of this unique Augusta attraction.

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