When faced with an empty room, arranging furniture can feel like a daunting hit-or-miss task. Over the years, our real estate agents have picked up some practical tips and easy-to-apply principles from interior designers that take the guesswork out of arranging any room in the house.
Whether you're planning a move to Augusta homes for sale or just revitalizing a dull room, taking a practical approach to furniture arranging is important. Here are some tips from the design pros that will ensure a comfortable, inviting room with maximum design appeal.
Buying a home is a big step! It's an exciting event, but it may be stressful if you're not financially prepared for the down payment. Before you start house hunting, our real estate agents suggest you start saving for a down payment that will get you into the perfect home.
If you're a collector, you're probably passionate about your hobbies, going to lengths over the years to find just the right comics, vintage glassware, coins, dolls, or other items. After going through all this effort, you not only have time and money invested but probably also have an emotional attachment in your collections. That's why when it's time to move, you'll want to make sure your treasured items arrive at your new home safely.
Our real estate agents recommend the following ways to help safely move your collectibles:
Color scheme trends are always changing. If you plan on buying a new home or redecorating this year, then it is important to keep current color trends in mind. The good news is that color trends for 2022 are about as exciting as they come. This year, it will be all about bright, energetic shades. As you look at Augusta homes for sale, here are some more specific color trends to keep in mind.
Thinking about relocating next year? You'll want to make sure Augusta, Maine, is on the top of your list. Whether you're looking to begin a career, raise a family, or retire -- Augusta is the perfect place for any stage of life. Our real estate agents love telling clients all the great things about living in Augusta. Here are our top reasons why this beautiful city should be at the top of your list if you're planning a move in 2022:
You're ready to purchase a home, but every home you're interested in sells before you even have a chance to look at it. Or, maybe you're finding yourself in a bidding war with other potential homebuyers.
Buying a home can be a stressful experience, but this stress is often amplified when you're dealing with a competitive market. Our real estate agents suggest taking the following steps when buying a home in a competitive market.
Adjusting to life in a new place is never easy. Our real estate agents know this better than most. We've helped many families with their home searches and know all about getting settled into a new neighborhood. Here are our team's top five tips for adjusting to life in your new town.
Millennial homebuyers make up a large percentage of today's buyers in the real estate market. According to the U.S. Census Bureau, there are currently 92 million millennials between their late 20s to late 40s in age. In the 30-plus segment, 35% earn more than $125,000 per year and 51% earn between $55,000 and $124,000 per year. On average, this group is purchasing homes priced between $300,000 and $400,000. These millennial homebuyers are looking for homes with at least 1,800 square feet, 3-4 bedrooms, and 2-3 bathrooms for growing families.
Natural light in your home is beneficial to your health, mood, and energy level. While dark, gloomy spaces can make you feel depressed and lethargic, spaces filled with sunshine will quickly brighten your day. Augusta buyers who work with our real estate agents want homes with lots of natural light and impressive outdoor views.
After looking at countless Augusta homes for sale, you've finally found your perfect house. The paperwork is all drawn up, and you're just about to close. But wait! First, you need to do your final walk-through. You've been through the house plenty of times, but the way it is right now is the way it will be when you buy it. It's important to make sure that everything is in order.
There's a lot to do when buying a home, and once the closing documents are signed and the keys are in your hand, you might think that the hard work is over. However, once you actually own your new home, there are still a few things you need to do to ensure the safety of your new space and to help your family get comfortable in your new digs. Here are a few things to do after you buy your home.
A starter home is your entry into homeownership. Often starter homes are pictured as smaller properties that are more manageable for a young family to own and maintain, and something, you'll eventually grow out of and sell. The truth is that a starter home is what you make it. The exact home is the one that suits you, but there are some tips to make first time ownership easier.
Our REALTORS® know first-time buyer concerns and have some tips to get you started.
We understand that cats, dogs, and other pets are important parts of your family. Many of our real estate agents are pet owners. When we show Augusta homes for sale, we know how to find properties that have plenty of space for your furry friends.
Just like people, pets become attached to their homes. It can be difficult for them to accept the changes that come with a move. If you take extra steps to reduce their stress, you are less likely to encounter unusual problem behavior.
Here's how you can meet their needs better during your big move:
Deciding to buy a home can be daunting, but educating yourself about what's involved can help you understand what to expect. Our REALTORS® guide clients through the process every day and share some tips to make your home buying journey a breeze.
Think about what you'd like in a house today and in the future. Are you planning to have a family and want a big yard for kids and pets? Is a garage a requirement for you? Write down everything you want and need and start checking out your local real estate market online. It's important to look at the area as a whole—it's always a good idea to buy in a neighborhood where property values will most likely appreciate.
First, you'll need to save for a down payment. Generally, a down payment should be about 20 percent, but can be as low as 10, 5 or even 0 percent for certain types of mortgages like FHA and VA loans. When you feel confident that you've saved enough, check your credit. Annual Credit Report.com offers a free yearly credit report from the three major reporting agencies, Equifax, TransUnion, and Experian. Making sure your credit is in order can help to ensure you get a decent interest rate.
Also, get pre-approved by a lender before you start looking at Augusta homes for sale. To do a pre-approval, lenders will review your credit report, income, and other finances. They will then issue a letter stating the amount for which you've been pre-approved. Keep in mind that pre-approval is not the same thing as being approved for a mortgage loan. When you're ready to do that, make sure you choose at least three with competitive rates.
If you're self-employed and considering buying a home, our real estate agents are trained to help you through the maze of red tape associated with obtaining a mortgage. More than anything, you've got to have your paperwork in order, to satisfy the mortgage company's requirements. Being self-employed adds an extra layer to this process.
Lenders don't make special requirements for self-employed home buyers, although it may seem like it. Regardless of where you work, they ask for proof that you are financially solvent. This includes confirmation of steady income, a good credit rating, and a low debt to income ratio.
Exciting thoughts of settling into your new home can distract you from the details you need to focus on during the final walk-through. While most major problems will be discovered during a home inspection, a final walk-through gives you a chance to go through the property once it's cleared out to verify that everything is in the condition you expect.
To help you during the final walk-through of your home, Our real estate agents have prepared this easy to follow checklist for you to print off and follow as you go through the property.
When you were in school, a failing grade remained on your permanent record. Fortunately, as a home buyer, you don't need to despair if there less-than-favorable results on a home inspection report.
Our real estate agents have extensive experience helping buyers understand and work through common problems uncovered by home inspection reports on Augusta homes for sale. Take these proactive steps before deciding the report is a deal-breaker.
Birds are chirping and blossoms are beginning to emerge. Just as Mother Nature awakens from her long winter snooze, home buyers around Augusta, Maine are emerging from their homes to take a peek at the beautiful Augusta homes for sale this season. This can create competition for property and buying the home of your dreams requires strategic planning on your part. If you want to submit the right bid at the right time, the following are five tips for successful springtime home bidding we recommend.
Secure Pre-approval Locally
Securing pre-approval shows the seller that you have the ability to purchase the home. This puts them at ease and gives you a little leverage to negotiate. When you secure the pre-approval from a local lender, you're likely to receive preference over competitors who have pre-approvals from online or out-of-area lenders.
Don't forget to polish your credit before you go in to secure a mortgage preapproval. Make sure that the information is accurate and that any discrepancies are addressed. It's also advisable to pay as much of your debt down and take steps to improve your debt-to-income ratio.
Buying a home is an exciting time for anyone, but the excitement and emotions for a first-time home buyer can be at an all-time high. From finding the perfect home to making your first offer, your emotions may get the better of you. It's important to channel those emotions into positive thoughts and use that energy to carry you through the buying process.
Fortunately, our real estate agents know a thing or two about buying anxiety, so we've put together this handy guide for how to avoid home offer anxiety.
If you're in the market to buy a home this year, and you're looking for Augusta homes for sale, then make sure you're considering all of the financial factors surrounding your new home purchase. Of course, there's the purchase price and down payment that you'll be well aware of, but are you prepared for the closing costs with your new home? Don't be surprised by closing costs!
Many home buyers have a vision of their perfect home as they tour Augusta homes for sale. As you work with our real estate agents, we'll work hard to check as many features as possible off your wish list. However, you may need to do a little extra to turn an "almost there" home into your dream home. For some home buyers, this may only include a few cosmetic updates, and for others, it may involve some significant upgrades. Here are six ideas to turn your dreams into a reality.
Are you ready to take on some home projects and transform your house into your dream home? Contact us at Sprague & Curtis Real Estate to buy or sell homes throughout the Augusta area.
There are always compromises to consider when buying a house, and sometimes you have to compromise on something you want for something you need. So, do you need a short commute time? While it may be tempting to accept a long commute if it means landing the "perfect" house, it's a compromise that many homeowners wind up regretting.
After all, how can you enjoy the home if you're spending all of your time traveling to and from work? Our real estate agents know how to strike the right balance when buying a home. Let's take a look at how much commute time matters when searching for the right home.
For many home shoppers, commute time feels like a right place to compromise, and that might be true if you're talking about a difference of a few minutes in either direction. The risk is that even a very long commute might suddenly start to feel palatable if you find a home located far from your target destination.
Augusta homes for sale benefit from some genuinely unique amenities. The city of Augusta is at the heart of so much of what's exciting about Maine: The best employers, dining, shopping, and education are all within reach. It still maintains the charm that makes Maine "Vacationland."
Our real estate agents recognize that, when it comes to real estate, time is of the essence! You might want to slow down and enjoy your new Augusta lifestyle. That's when you'll discover it's a great place to go for a walk.
If you want to take in the sights and also help maintain your health, you're in luck: Many parts of Augusta are highly walkable, and there are some great bike paths also.
But what is walkability and how can you measure it when you compare neighborhoods?
The website WalkScore.com has been an ambassador of the concept of walkability. It rates a neighborhood where "most errands can be accomplished on foot" as walkable.
The most walkable neighborhoods are those where a car isn't required at all. Naturally, though, this is rare outside larger cities in the U.S. and is more likely in urban centers.
Although WalkScore.com is convenient and can get you started, it's not the last word. Whether or not an area is walkable depends on many factors, including your interests.
Walkability combines many factors:
When it comes to Augusta homes for sale, the thought of finding a home that is family-friendly can be a bit overwhelming. Buying a house when you have kids can be stressful enough, but without the right real estate agent- it can be a nightmare!
That's where we come in! Sprague & Curtis Real Estate is here to help with this guide filled with helpful tips you can use when buying a new home in Augusta. Here's what you should know to make your home buying experience easier.
There's nothing more frustrating than watching the home-buying process get derailed at the last minute. Our real estate agents have seen it happen.
On the bright side, surprise factors that jeopardize closing on your new home are usually pretty easy to avoid – and we're here to help you avoid them. These are the five biggest things to watch out for while you're in the process of buying a house.
If there's one aspect of buying a home that our real estate agents get asked about more than any other, it would have to be credit scores. How much does your credit really matter when you're trying to secure a loan and buy a house?
The importance of your credit score depends on a variety of factors – some financial institutions weigh credit more heavily than others – but it definitely matters. Here's what you need to know about your credit score before buying a home.
Our real estate agents are always working hard to support our clients in their real estate goals. No matter whether you're buying your first home, trading up, or downsizing for retirement, our experts have the insights you need to succeed.
Kennebec Valley is one of the most exciting areas our team works with. Its combination of natural beauty and leading amenities is attracting more and more people from across the state and beyond. Luckily, there are many charming communities to choose from here.
Buying a home requires planning and commitment, and one of the biggest considerations a home buyer should take into account is being prepared to make a down payment. Once you have determined how much you are able and willing to spend on a home, it's time to start deciding how you will save for a down payment. With a unique range of Augusta homes for sale, finding your next home may be easier than you think with guidance from our real estate agents. Here are a few practical ideas to help you start saving now.