Posts with tag 'For buyers'
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5 Tips for Successful Springtime Home Bidding
Birds are chirping and blossoms are beginning to emerge. Just as Mother Nature awakens from her long winter snooze, home buyers around Augusta, Maine are emerging from their homes to take a peek at the beautiful Augusta homes for sale this season. This can create competition for property and buying the home of your dreams requires strategic planning on your part. If you want to submit the right bid at the right time, the following are five tips for successful springtime home bidding we recommend.
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Secure Pre-approval Locally
Securing pre-approval shows the seller that you have the ability to purchase the home. This puts them at ease and gives you a little leverage to negotiate. When you secure the pre-approval from a local lender, you're likely to receive preference over competitors who have pre-approvals from online or out-of-area lenders.
Don't forget to polish your credit before you go in to secure a mortgage preapproval. Make sure that the information is accurate and that any discrepancies are addressed. It's also advisable to pay as much of your debt down and take steps to improve your debt-to-income ratio.
4
First-Time Buyers: How to Avoid Home Offer Anxiety
Buying a home is an exciting time for anyone, but the excitement and emotions for a first-time home buyer can be at an all-time high. From finding the perfect home to making your first offer, your emotions may get the better of you. It's important to channel those emotions into positive thoughts and use that energy to carry you through the buying process.
Fortunately, our real estate agents know a thing or two about buying anxiety, so we've put together this handy guide for how to avoid home offer anxiety.
7
Buying an Augusta Home? Don't Be Surprised by Closing Costs
If you're in the market to buy a home this year, and you're looking for Augusta homes for sale, then make sure you're considering all of the financial factors surrounding your new home purchase. Of course, there's the purchase price and down payment that you'll be well aware of, but are you prepared for the closing costs with your new home? Don't be surprised by closing costs!
- Closing Costs Explained
In a nutshell, closing costs are your responsibility for all of the legwork that goes into your home purchase. As a buyer, you'll be responsible for lenders fees, third-party fees, homeowners' fees, and any fees or costs associated with your title, including attorney's fees.
In essence, closing costs encapsulate all of the "extras" involved in your real estate transaction and basically sets you up for a future of homeownership. While some mortgages allow you to roll closing costs into your monthly mortgage payment, be sure to set aside 2%-5% of your home's price for closing costs if you're in the planning phase of buying a home.
10
Moving to Augusta: 7 Restaurants to Try Your First Week in Town
Your first week living in a new town is filled with things to do: unpacking boxes, hooking utilities up, and learning your way around town. The last thing you want to worry about is cooking. With so many fantastic restaurants in the area, there is no need to add "making dinner" to your list of things to get done. Getting out and enjoying these seven restaurants that our real estate agents recommend will give you a chance to rest and discover the fantastic culinary delights Augusta has to offer.
- The Red Barn - 455 Riverside Drive
There's no better way to celebrate your new home purchase than with plates piled high with the freshest seafood in the area. The Red Barn features succulent lobster, tender scallops, and some of the best clam strips in New England.
25
6 Ways to Make Your Dream Home A Reality
Many home buyers have a vision of their perfect home as they tour Augusta homes for sale. As you work with our real estate agents, we'll work hard to check as many features as possible off your wish list. However, you may need to do a little extra to turn an "almost there" home into your dream home. For some home buyers, this may only include a few cosmetic updates, and for others, it may involve some significant upgrades. Here are six ideas to turn your...