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September
11
11
The Ultimate Guide to Buying Waterfront Property in Augusta, ME
One of the best things about moving to Augusta is the stunning waterfront. If you really love the water, you might be considering purchasing waterfront property here. Living on the water certainly has its perks. However, there are a few tips our real estate agents always recommend following when buying waterfront property.
- Pay Attention to the Land, Too
Typically, when people look at a home, they pay close attention to the home itself and less attention to the land. With waterfront property, you need to give the land more than a once-over.
Make sure the property offers the level of privacy you desire. Some waterfront properties are far more open and exposed than others. Also, look over the actual waterfront. Are there signs of erosion? Is the sand clean, or is it a muddy mess? - Get Insurance Quotes
Homeowners insurance for a waterfront property does cost more than insurance on your typical home. To ensure you can afford your insurance premiums, get quotes early on. Factor in the cost of insurance when deciding how much home you can afford. With this approach, you'll avoid over-extending yourself.
Consider getting quotes from multiple insurers. A small, local insurance agency may offer a very different rate than a large, national provider. - Talk to the Neighbors
When you go to look at a specific waterfront property, strike up a conversation with any neighbors you see. Ask how they like the area, what struggles they face on the waterfront, and how private the community tends to be.
When you're buying a waterfront property, you're buying more than land. You're buying an experience. Talking to neighbors can give you a unique insight into what that experience will actually be like. - Be Prepared to Make an Offer
The most desirable waterfront properties sell quickly. So, you want to be ready to make an offer when you go to look at one of these homes. Know your budget, get pre-approved by the bank, and make sure you and your real estate agent are on the same page before you go look at waterfront properties. The faster you're able to get your offer in, the more likely you are to get the home of your dreams. - Work With An Experienced Real Estate Agent
If you follow just one tip in this post, make it this one. Find a real estate agent who has experience buying and selling waterfront properties, specifically. They'll know what pitfalls to watch out for, which inspectors you should hire, and how much the property is really worth.
It's wise to meet with your real estate agent before you even start looking at homes. Discuss your budget, financing, and top-priority features. This will streamline your house-hunting and buying process.
Follow these tips as you look at Augusta homes for sale on the water. If you have any additional questions or concerns, please contact us. Our friendly, local agents will be happy to help.