Posts in category 'Buy A Home'

There's a lot to do when buying a home, and once the closing documents are signed and the keys are in your hand, you might think that the hard work is over. However, once you actually own your new home, there are still a few things you need to do to ensure the safety of your new space and to help your family get comfortable in your new digs. Here are a few things to do after you buy your home. 

1. Change the Locks and Security Codes
   Even if the previous homeowners seem like kind people, you don't know how many people potentially have access to your new home. One of the first things you need to do is change or rekey the locks. If you want to update the look of your home's locks, you can swap the old locks for new ones. However, if you like the look of the old looks or if you're on a budget, you can have the locks rekeyed. When you have a lock rekeyed, the locksmith will adjust the pins and springs so that it fits a different key. Make sure to also change any security codes that potentially provide access to your home, like garage, security system, or gate codes. 

Click Here to Read More...

A starter home is your entry into homeownership. Often starter homes are pictured as smaller properties that are more manageable for a young family to own and maintain, and something, you'll eventually grow out of and sell. The truth is that a starter home is what you make it. The exact home is the one that suits you, but there are some tips to make first time ownership easier. 

Our REALTORS® know first-time buyer concerns and have some tips to get you started.

1. Estimate Maintenance Costs
   One of the benefits of renting is that you have a maintenance person who fixes things when they break and a landlord who replaces appliances that don't work. When you own a home, that support comes at a cost. The cost is definitely worth it because you are investing in your own property and equity. When you're in charge, you can choose and customize as much as you like, including that smart refrigerator with built-in grocery inventory. But if you aren't super handy or on a limited budget, you may want to start with a smaller and more simple property to avoid larger maintenance concerns. The smaller size will help keep things manageable so you can focus on enjoying the home at your budget now.
2. Don't Skip Inspections
   Always get a quality inspection even on new builds. Newer isn't always better, so make sure you are looking for quality construction and materials. Many older starter homes have enormous potential. It's important to identify potential problems and understand the needed repairs before getting started. 

   Click Here to Read More...

If you're self-employed and considering buying a home, our real estate agents are trained to help you through the maze of red tape associated with obtaining a mortgage. More than anything, you've got to have your paperwork in order, to satisfy the mortgage company's requirements. Being self-employed adds an extra layer to this process. 

Lenders don't make special requirements for self-employed home buyers, although it may seem like it. Regardless of where you work, they ask for proof that you are financially solvent. This includes confirmation of steady income, a good credit rating, and a low debt to income ratio. 

Click Here to Read More...

Exciting thoughts of settling into your new home can distract you from the details you need to focus on during the final walk-through. While most major problems will be discovered during a home inspection, a final walk-through gives you a chance to go through the property once it's cleared out to verify that everything is in the condition you expect. 

To help you during the final walk-through of your home, Our real estate agents have prepared this easy to follow checklist for you to print off and follow as you go through the property.

Before the Walk-Through:

• Print a copy of your contract and inspection summary.
• Grab a notepad, your phone, phone charger, flashlight, & light bulb.
• Confirm time with your real estate agent. 

  Click Here to Read More...

When you were in school, a failing grade remained on your permanent record. Fortunately, as a home buyer, you don't need to despair if there less-than-favorable results on a home inspection report. 

Our real estate agents have extensive experience helping buyers understand and work through common problems uncovered by home inspection reports on Augusta homes for sale. Take these proactive steps before deciding the report is a deal-breaker.

• Include a Well-Written Inspection Clause
  Groundwork should be laid before the inspection even takes place. Many sale agreements provide latitude for a buyer to have an inspection completed, but there are no consequences for the seller. Make sure the home inspection clause includes recourse for a problematic report, such as renegotiating the price or walking away if you're not satisfied.

  Click Here to Read More...