Posts in category 'Home Ownership'
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27
7 Tips for Making Moving Less Stressful for Your Pets
We understand that cats, dogs, and other pets are important parts of your family. Many of our real estate agents are pet owners. When we show Augusta homes for sale, we know how to find properties that have plenty of space for your furry friends.
Just like people, pets become attached to their homes. It can be difficult for them to accept the changes that come with a move. If you take extra steps to reduce their stress, you are less likely to encounter unusual problem behavior.
Here's how you can meet their needs better during your big move:
- Prepare Your Pet for the Big Day
Before making a final selection of a new home, be sure your pet has a collar with identification. Update any microchip tracking services and, if you are switching veterinarians, collect current vet records. If possible, keep your pet close by rather than using a boarding facility.
9
8 Ways to Declutter Before a Move
Many of the best Augusta homes for sale offer plenty of storage space. However, one of the biggest challenges in moving is getting "stuff" from Point A to Point B. Our real estate agents advise taking a structured and systematic approach to your move. The keys are starting early and making decluttering a priority.
Most of us have more stuff than we know what to do with. Over time, it's easy to forget the things we bought and put away. Everything purchased by a person, a couple, or a family is a snapshot of needs they had at a particular time. But those needs change.
So, how can you tackle the intimidating task of decluttering before your big move?
Take a deep breath and follow these tips:
- Start Decluttering as Soon as You Can
The earlier you start, the less stressful the process will be, since you can tackle it at your own pace. Plus, it can offer you a fresh perspective. You might be surprised just how many things you don't use often. - Incentivize Donating
To keep yourself from carting things you don't want, figure out a nearby location for donations. Many charities accept used clothes, and some will take food, toiletries, or electronic goods. Start with a "donate" pile from the beginning.
22
When You Should Pay Off Your Mortgage Early—And When You Shouldn't
It's a question that our real estate agents get asked all the time. When should you pay off your mortgage early, and when shouldn't you? It would seem that if one can pay off debt sooner rather than later, then there's no reason not to do so. But of course, mortgages are a bit more complex, and the answer depends on a variety of factors.
Your Situation is Unique
The biggest advantage of paying off your mortgage early is saving money on interest costs. Just like any loan, the longer you take to pay off your mortgage, the more you'll end up paying in interest. It's worth noting that a 15-year mortgage comes with a much lower interest rate than the more common 30-year mortgage.
Still, there are certain situations in which financial experts tend to advise against paying off a mortgage early. For example, if you're locked into a 30-year mortgage at a low interest rate, you can reap greater financial rewards by investing your money elsewhere rather than using it to repay your mortgage.
But for many homeowners, there are financial benefits to paying off your home loan early. And just as importantly, it's not always purely a financial decision. It's also an emotional one. The relief that comes with being free from debt is no small thing. It comes down to what you value the most.