Posts with tag 'Home offer'

Sprague & Curtis Real Estate Blog

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Augusta, ME | 139 Posts
Buy a Home | 32 Posts
Gardiner, ME | 2 Posts
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Homeownership | 88 Posts
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Sprague & Curtis | 26 Posts
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August
2

Add Natural Light

Natural light in your home is beneficial to your health, mood, and energy level. While dark, gloomy spaces can make you feel depressed and lethargic, spaces filled with sunshine will quickly brighten your day. Augusta buyers who work with our real estate agents want homes with lots of natural light and impressive outdoor views.

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May
10

Accent Wall Tips

If you've been looking at Augusta homes for sale and planning on decorating them your way, you might be seeing the walls as that perfect canvas for the accent wall you've always wanted. But if you're getting ready to sell, our real estate agents will caution you to make sure you're staging your home correctly.

An accent wall makes a beautiful addition to any home. Here are a few tips to help guide you, whether you are buying or selling.

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October
19

DIY Project Tools

As a homeowner, you'll find yourself working on numerous DIY projects over the years. These can range from taking care of simple repairs to making important improvements to your home and yard, and you'll need to have some basic tools to help you tackle these projects. 

Our real estate agents suggest investing in the following tools before you start on a DIY project:

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September
14

Buying a Home

There's a lot to do when buying a home, and once the closing documents are signed and the keys are in your hand, you might think that the hard work is over. However, once you actually own your new home, there are still a few things you need to do to ensure the safety of your new space and to help your family get comfortable in your new digs. Here are a few things to do after you buy your home. 

  1. Change the Locks and Security Codes
    Even if the previous homeowners seem like kind people, you don't know how many people potentially have access to your new home. One of the first things you need to do is change or rekey the locks. If you want to update the look of your home's locks, you can swap the old locks for new ones. However, if you like the look of the old looks or if you're on a budget, you can have the locks rekeyed. When you have a lock rekeyed, the locksmith will adjust the pins and springs so that it fits a different key. Make sure to also change any security codes that potentially provide access to your home, like garage, security system, or gate codes. 
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December
30

New Augusta Home 2020

Deciding to buy a home can be daunting, but educating yourself about what's involved can help you understand what to expect. Our REALTORS® guide clients through the process every day and share some tips to make your home buying journey a breeze.  

Decide What You Want and Need

Think about what you'd like in a house today and in the future. Are you planning to have a family and want a big yard for kids and pets? Is a garage a requirement for you? Write down everything you want and need and start checking out your local real estate market online. It's important to look at the area as a whole—it's always a good idea to buy in a neighborhood where property values will most likely appreciate.

Get Your Finances In Order

First, you'll need to save for a down payment. Generally, a down payment should be about 20 percent, but can be as low as 10, 5 or even 0 percent for certain types of mortgages like FHA and VA loans. When you feel confident that you've saved enough, check your credit. Annual Credit Report.com offers a free yearly credit report from the three major reporting agencies, Equifax, TransUnion, and Experian. Making sure your credit is in order can help to ensure you get a decent interest rate. 

Also, get pre-approved by a lender before you start looking at Augusta homes for sale. To do a pre-approval, lenders will review your credit report, income, and other finances. They will then issue a letter stating the amount for which you've been pre-approved. Keep in mind that pre-approval is not the same thing as being approved for a mortgage loan. When you're ready to do that, make sure you choose at least three with competitive rates.

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